Live Streamed ~ July 8, 2026 – 9:00 a.m. to 3:00 p.m. CT
Basic business structure, loan structure, and loan support will be highlighted along with a review of secured loan documentation, including promissory notes (signature requirements, authority & capacity, confession of judgment clause, jury waiver, and arbitration agreement).
We will begin by covering business loan agreements, security agreements, UCC financing statements (Article 9), and other supporting documents, including corporate resolutions, guarantees, and Reg B notices. Additionally, the related concept of Commercial & Industrial (C&I) lending will be covered, including documenting secured working capital lines, ABL facilities, and equipment financing (loans/leases). This section will further review the Borrowing Base Certificate (BBC) and the valuation and quality of accounts receivable, inventory, and equipment. We will wrap up the afternoon by covering the post-closing loan review process, including the BSA Loan Rating Matrix, Collateral Rating Matrix, and C&I Borrower Rating Matrix.
AudienceCommercial lenders, credit analysts, loan documentation specialists, relationship managers, branch managers, private bankers, and business development officers
InstructorDavid L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues. His extensive professional background of over 30 years encompasses 24 years as a business trainer/ contract CFO and 16 years as a bank commercial lender, including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan “work-out”, management, and business development. Mr. Osburn has been an adjunct college professor for over 30 years, teaching accounting, economics, finance, banking, marketing, management, and business law.
Per Person FeeIBA Member $265Nonmember $445