March 14-17 – Live Streamed 9:00 a.m. - 4:00 p.m.
Essentials of Commercial Credit Analysis provides bankers with foundational principles for effective commercial and real estate lending, commercial credit analysis, underwriting, and loan review. This 4-day series will prepare bankers to successfully analyze credits and make wise, evidence-based loan recommendations in today’s banking environment, where they must have the skills and flexibility to respond to a wide range of loan requests. This series follows PSI’s “tell-show-do” facilitation approach to maximize participant interaction and the learning experience. Participants learn to apply lending, underwriting, and credit analysis principles through real-life case studies, examples, and practice problems. Worksheets for calculating debt-to-income, debt service coverage, and global debt service coverage are included. View Flyer
Audience This series is recommended to commercial lenders, commercial real estate lenders, commercial and industrial lenders, small business lenders, credit analysts, commercial loan underwriters, loan review officers, and management trainees.
Day 1 – Introduction to Commercial Lending and Financial Accounting
Day 2 – CRE Lending, Traditional Cash Flow Methods, and Analyzing Tax Returns
Day 3 – C&I Lending, Financial Statement Analysis, Direct (UCS) Cash Flow Analysis
Day 4 – Effective Credit Memos, Proper Loan Grading, Portfolio Management, and Relationship Building
Meet the Facilitator Christie Drexler is Senior Consultant and Facilitator for Performance Solutions, Inc. (PSI). She has over 26 years of experience in the financial industry, serving the community and regional banks. Her experience has been expansive in successfully navigating retail, operations, treasury services, and commercial banking careers. Christie has served as Chief Retail Officer, Chief Credit Officer, and Market/Division President. She has a B.S. in Finance from Berry College and an MBA from Georgia College and State University. Christie is a passionate facilitator and coach focusing on developing competent, caring, and impactful leaders in all banking roles.
Continuing Education Illinois Public Accounts will receive 6:00 CPE credit hours per session or 24 CPE credits by attending the full series.
IBA Member Full Series $995 | Individual program $265 Nonmember Full Series $1665 | Individual program $445