Education & Events

Advanced BSA/AML/CFT Academy
Real-World Strategies for Today’s AML & Financial Crime Challenges
April 27-28, 2027 - 9:00 a.m. – 3:00 p.m. Daily
IBA Center for Banking Excellence, Springfield, or Live Streamed

About the Program
BSA/AML changes every year — new regulations, new guidance, new enforcement lessons, and new financial crime threats. This innovative, two-day conference is your annual update across every core area of the BSA/AML program: what’s new, what’s changed, and what it means for your bank. Built for experienced BSA professionals, it helps keep your program effective and current. Each attendee receives a Training Manual and Resource Toolkit, and the program helps fulfill annual BSA training requirements.

Who Should Attend
Experienced BSA/AML Officers, BSA Analysts and Investigators, Compliance Professionals, Fraud Specialists, Auditors, and Risk Managers who already understand BSA/AML fundamentals.
Newer to BSA/AML? BSA Basic and BSA Fundamentals are recommended first.

What Will Be Covered

Day One  —  What's New.

The AML/CFT State of the Union
What’s New, What’s Proposed & What It Means for Your Bank
The year’s key regulatory developments, FinCEN advisories and alerts, enforcement trends, and agency priorities — and what your institution should be evaluating, documenting, or doing differently.

The BSA/AML Risk Assessment
Keeping Pace With Changing Risk
What’s changed in examiner expectations, which emerging risks belong in this year’s update, and how to make sure your risk assessment still reflects your bank’s actual risk.

CIP, CDD, Beneficial Ownership & EDD
Updates for Knowing Your Customer
The latest changes and guidance affecting customer identification, due diligence, beneficial ownership, and enhanced due diligence for higher-risk customers, products, and services.

Transaction Monitoring & Model Validation
Is Your System Still Finding What It Should?
Current expectations for monitoring systems — tuning, threshold reviews, data integrity, and independent validation.

Training, Independent Testing & Exam Readiness
Lessons From Recent Enforcement Actions
What recent enforcement actions, exam findings, and audit results reveal — and how to make sure your training, testing, and program are ready for the next review.

Day Two  —  Reporting & Risk: What's Changed.

Suspicious Activity Reporting
Decisions, Narratives & Continuing Activity
The latest SAR guidance and expectations — making and documenting defensible decisions, writing stronger narratives, and handling continuing activity.

Information Sharing & Law Enforcement
314(a), 314(b), Subpoenas & Keep-Open Requests
Current expectations for information sharing, responding to subpoenas and law enforcement inquiries, and handling keep-open requests.

Higher-Risk Customers, Products & Services
Managing the Risk, Not Just Labeling It
What’s new in managing higher-risk relationships, products, and delivery channels — due diligence, controls, monitoring, and documenting risk decisions.

OFAC & Sanctions
This Year’s Sanctions Developments
Recent sanctions changes, evasion red flags, and keeping your sanctions program effective and risk-based.

Emerging Financial Crime & Fraud
The Schemes Banks Are Seeing Now
This year’s financial crime trends, scams, and typologies — the red flags they leave behind and how fraud and BSA can work together to catch them.

Facilitator
Kristin Harville, Senior Vice President & Chief Operations Officer, Performance Solutions, Inc., is a seasoned compliance leader with experience as a banker, examiner, and consultant. She previously led the compliance function for a $2.7 billion financial institution, spanning BSA/AML, Compliance Management Systems, Internal Audit, and Enterprise Risk Management. Kristin holds a Juris Master’s in Law (Financial Regulation) and is a Certified AML and Fraud Professional (CAFP), Certified Regulatory Compliance Manager (CRCM), Certified Bank Secrecy Act Professional, and Certified Regulatory Vendor Program Manager.

Continuing Education
American Bankers Association (ABA) Professional Certifications is under review
 
Per Person Fee
IBA Member $530
Nonmember $875