Resources

ABA Insurance Services, a Member of Great American Insurance Group, provides D&O, bond, and cyber insurance to financial institutions, including trust companies and banks in organization, through IBA’s Preferred Vendor program. Recognized as insurance experts who understand banking operations, our tenured and experienced team of underwriting and claims professionals are highly regarded for their in-depth knowledge and expertise. We help mitigate risks by providing valuable loss control resources such as SafeTalk® newsletters, SafeAlert® bulletins, and webinars. With over 30% nationwide market share, the program is a market leader that has been supporting the banking industry for over 30 years. The program’s primary reinsurer, American Bankers Mutual Insurance, Ltd., has declared more than 30 consecutive distributions to eligible banks, totaling nearly $100 million. P&C and Excess insurance, as well as STAMP surety bonds, are also available from ABA Insurance Services.

APPI Energy provides IBA members with a comprehensive way to reduce energy expenses and minimize budgetary risks. Our procurement services negotiate with suppliers to offer ideal pricing and contract terms to fit your specific needs. In addition to competitive energy procurement, APPI Energy also provides efficiency and sustainability solutions, such as LED lighting retrofits, benchmarking programs, energy reporting systems, and facility audits. Our holistic energy services provide financially and functionally vetted solutions to decrease energy costs, reduce demand, and improve resiliency and sustainability. We are here as a true extension of your team.

For more than 40 years, Ascensus has delivered comprehensive IRA and HSA solutions and education to the banking industry. The firm's solutions offer capabilities to streamline operations while maintaining regulatory compliance. Ascensus helps people save for what matters—retirement, education, and healthcare. The firm offers tailored solutions that meet the needs of financial institutions, state governments, financial advisors, employers, and individuals. Ascensus supports more than 114,000 retirement plans, more than 6.2 million 529 education savings accounts, and a growing number of ABLE savings accounts. It also administers more than 1.5 million IRAs and more than 701,000 consumer-directed health (CDH) plans. As of September 30, 2021, Ascensus had more than $412 billion in total assets under administration. For more information about Ascensus, visit ascensus.com.

BankMarketingCenter.com is a web-based marketing portal that empowers banks to produce professionally designed, bank-branded marketing materials in a matter of seconds. With thousands of successful marketing materials and over 9 million stock photos, it puts you in complete control of the ad production process, saving valuable time and money.

BankTalentHQ is the premier talent management site for financial industry careers, brought to you by an alliance of state banking associations working together. Whether you are looking for a job with a financial institution, a service provider, a regulator, or you are an employer with a position to fill, BankTalentHQ is here to help!

BHG Financial is transforming the financial industry, leveraging the power of data, analytics, and cutting-edge technology to become not only the number one source for professional loans, but the creator of the largest community bank network in the country. Since 2001, BHG Financial has originated nearly $9.4 billion in loan solutions to top-quality borrowers, which community and midsize banks can access via our state-of-the-art loan delivery platform: The BHG Loan Hub. Building on nearly two decades of innovation, the BHG Bank Network Membership offers a full suite of programs that span business, consumer, and SBA 7(a) loans, collection services, risk management services, and point-of-sale financing with a focus in patient lending. To date, over 1,300 bank partners have trusted in this program as a proven source of interest income and diversification for their bank.

Cardinal Board Services is a board search firm aiming to meet the unique needs of institutions within the financial services industry. Backed by their 25-year history, they strive to assist banks in overcoming the challenges associated with the organization of the Board and the recruitment of new Directors or Advisors.

Being successful in the financial arena means being flexible to your account holders' ever-changing demands and preferences. At Deluxe, we strive to be an indispensable partner to financial institutions and the small businesses they serve. We help unlock business potential with our Trusted Payments & Business Technology™ solutions to help you pay, get paid, and grow. Whether you want to optimize your check program, have better access to your financial institution's performance, drive revenue, or create long-lasting customer relationships, Deluxe is the partner who can help you achieve success.

Banker’s Dashboard unlocks a culture of performance management for community banks of all sizes. Arm your management team and staff with the daily financial information they need to make critical decisions that improve performance and profits. Get your hands on the tool our CFOs bring with them when they move to a new bank.

The IBA Advantage 401(k), powered by EPIC Retirement Plan Services, uses a Group Investment Trust which pools the assets of participating plans. This provides scale and purchasing power resulting in reduced pricing of plan administrative services and investments. Full fiduciary protection for a plan sponsor is provided by a 3(38) Investment Manager and a Discretionary Trustee. And, unlike a MEP, each adopting plan operates individually allowing for customized plan design best suited to each employer. Ask us for a no-cost, independent analysis of your current retirement plan to see how it compares to The IBA Advantage 401(k).

Evolv, Inc. offers a complete menu of payment processing and digital marketing solutions to businesses of every size and industry type. Since 1997, we've empowered firms across the nation to accept payments safely and efficiently. Our full suite of payment processing and digital marketing solutions increase sales while decreasing costs and mitigating risks. Our friendly and reliable in-house customer service supports our solutions. Our Merchant Solutions: Credit, debit, and gift card acceptance; Non-cash charges, including convenience fees and cash discounting; Robust point-of-sale systems; Contactless smart terminals; Invoicing, ACH, and online billing; Ecommerce shopping carts; Website development; Social media management; Reputation management; Paid online advertising; Search engine optimization

Floodplain Consultants (FCI), a flood zone certification provider, provides extra service and accuracy via a site visit policy on all borderline properties at no additional charge. By partnering with clients, FCI reduces staff workload, increases customer satisfaction, reduces the risk of costly compliance problems, and helps improve the lender's bottom line.

Over the last five decades, Investors Title has partnered with over 500 financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services. Our partners benefit from reliable, diversified, and profitable revenue streams. Our agency program offers affiliates a reasonable, often superior return on investment for little risk. In addition, regulatory requirements specify standards for both title insurance agents and financial institutions. Our lender-owned title agency model demonstrates a commitment to such standards through ALTA Best Practices and RESPA compliance, focusing on exceptional service and solution-driven products for our partners and customers. Illinois Real Estate Title Center, known locally as “The Title Center,” serves Illinois through its ten branch offices spanning from Quincy in the west, Champaign in the east, Peoria in the north, and Edwardsville in the south.

KeyState offers banks with over $750 million in assets the opportunity to form a wholly-owned captive insurance company through its Bank Captive Program. A captive insurance company, or a legally licensed limited purpose property and casualty insurance company, can augment a bank's commercial policies by covering the existing commercial deductible layers, increasing coverage levels on existing policies (excess layers), and identifying other currently unfunded risks to insure where commercial insurance is not available to the bank.

Liquid Capital provides alternative financing solutions to business-to-business companies. Financing programs include, accounts receivable factoring, purchase order and work-in-process (WIP) financing, as well as asset-based loans. We address issues, such as constrained cash flow, supplier payments, and leveraging receivables and hard assets for a revolving line of credit. The Bank Alliance Program is a collaborative effort between the bank and Liquid Capital to design a strategic program, for customer acquisition and retention, built around the bank’s needs and preferences and will complement and enhance current and/or evolving business plans. Customization can include “White Labeling” the program, if desired, to meld with the bank's branding and imaging. The program also provides an additional revenue stream through referral fees for closed financing transactions. With the Bank Alliance Program, the bank and its lenders can Offer More - Do More - Be More.

When it comes to running a business, there’s always one thing you can count on: change. That’s why staying agile, adaptive, and ahead of an ever bending curve is so important. You need more than a supplier in your corner. You need a collaborator with the power to deliver on big initiatives, plus the focus to notice the smallest details. The Office Depot® Business Solutions Division will be rebranded to ODP Business Solutions, a leading B2B solutions provider serving small, medium, and enterprise level companies during the second quarter of 2022. Work has changed, and we’re evolving our focus to focus entirely on your business needs.

SBS CyberSecurity is a premier cybersecurity consulting and audit firm. Since 2004, SBS has assisted organizations with implementing valuable risk management programs and mitigating cybersecurity risks. The company has provided cybersecurity solutions to thousands of organizations across the United States and abroad, including financial institutions ranging in asset size from $12 million to over $130 billion. SBS delivers unique, turnkey solutions tailored to each client’s needs, including risk management solutions, auditing, and education. SBS CyberSecurity empowers customers to make more informed security decisions and trust the safety of their data.

SRM (Strategic Resource Management) has helped more than 1,000 financial institutions add $5+ billion of value to their bottom line in areas such as payments, digital transformation, core processing, artificial intelligence, and operational efficiency. SRM’s decades of experience have lowered costs, grown revenues, increased productivity, and provided a competitive edge for clients in an environment of constant and accelerating change.

UFS is a bank technology outfitter with a simple promise to make technology work for community banks so they can focus on banking. Owned by community banks, partnering only with banks, regulated like a bank, and heavily staffed with former bankers, UFS is accountable for providing purpose-built technology solutions that empower banks to thrive and achieve their own unique goals. Founded in 1991, UFS has been improving regulatory compliance, driving efficiency, and thwarting cybercrimes with innovative solutions such as: Managed IT Services, IT Regulatory Compliance, Cybersecurity as a Service, Regulated Cloud Hosting, Core Banking, Digital Banking and more.

Windsor Advantage, LLC provides banks with a comprehensive outsourced SBA 7(a) and USDA lending platform. Since 2010, Windsor has processed more than $4.5 billion in government-guaranteed loans and currently services a portfolio of over $2 billion for more than 100 lenders nationwide. Windsor's combination of technology and experienced personnel make them uniquely qualified to assist any size lender with implementing a profitable and scalable government guaranteed lending initiative. The company's headquarters is in Chicago, IL, with offices in Indianapolis, IN, and Charleston, SC.