Solutions

APPI Energy provides IBA members with a comprehensive way to reduce energy expenses and minimize budgetary risks. Through our procurement services, we negotiate with suppliers to ensure you are provided with ideal pricing and contract terms to fit your specific needs. In addition to competitive energy procurement, APPI Energy also provides efficiency and sustainability solutions, such as LED lighting retrofits, benchmarking programs, energy reporting systems, and facility audits. Our holistic energy services provide financially and functionally vetted solutions to decrease energy costs, reduce demand, and improve resiliency and sustainability. We are here as a true extension of your team.

Ascensus is the industry leader in supporting IRAs, HSAs and other tax-preferred savings plans. For more than 40 years Ascensus has delivered comprehensive IRA and HSA solutions and education to the banking industry. With one of the largest ERISA consulting teams in the country and training solutions to keep your organization informed, Ascensus’ capabilities ensure workflow compliance and efficiencies. Ascensus is the clear choice when looking to bring your IRA and HSA programs to the next level. Will your organization be ready for the compliance and operations changes brought about by the recent passage of SECURE 2.0? Some provisions were effective immediately while other changes are coming soon. We will prepare you to keep your programs compliant by delivering the tools you need. At Ascensus, we teach you, tell you, or tackle it with you using tailored solutions that fit the specific needs of your IRA and HSA programs.

Banc Consulting Partners (BCP) is an industry leader in the design, implementation, and on-going administration of Bank-Owned Life Insurance (BOLI) and non-qualified benefit programs for bank officers and directors. Established in 2011, BCP is a privately held, national consulting firm with several regional office locations and numerous state banking association endorsements. Led by a team of consultants with decades of experience in the BOLI, benefits, and banking arena, BCP’s diagnostic approach and client-centric philosophy have helped hundreds of community banks across the country to implement and finance the cost of benefit programs that provide considerable value from both a cultural and financial perspective. BCP partners with each client’s executive management team, board of directors, key bank advisors, and the top insurance carriers in the industry to help ensure that the BOLI and benefit programs are designed to accomplish clear and concise goals with strict adherence to regulatory and industry guidance in both the implementation and administrative phases.

Bank Marketing Center is a web-based marketing portal that is being utilized by over 300 banks. It empowers banks to produce professionally designed marketing materials in a matter of seconds. With thousands of successful marketing materials and millions of Getty Photos and Videos, it puts you in complete control of the ad production process, saving valuable time and money. In addition to handling all the creative needs for community banks, we also offer private labeled marketing portals for larger banks that have their own creative. Our technology allows banks to protect their brand and compliance, while allowing users in the branches to personalize and customize their own marketing materials.

BankTalentHQ is the premier talent management site for financial industry careers, brought to you by an alliance of state banking associations working together. Finding and keeping top talent is high on the list of challenges banks face, and the solution is BankTalentHQ! Whether you are looking for a job with a financial institution, or you are an employer with a position to fill, BankTalentHQ is here to help. Continue furthering your banking career, or increasing the success of your staff, by interacting with our BankTalentHQ coaches and checking out the information on the Career Outlook and Colleges & Universities pages. Talent Gathers Here!

Being successful in today’s financial arena means being flexible to the ever-changing demands and preferences of your account holders. At Deluxe, we strive to be an indispensable partner to financial institutions and the small businesses they serve. We help unlock business potential with our Trusted Payments & Business Technology™ solutions to help you pay, get paid, and grow. Whether you want to optimize your check program, have better access to your financial institution’s performance, drive revenue, or create long-lasting customer relationships, Deluxe is the partner who can help you achieve success.

Banker’s Dashboard unlocks a culture of performance management for community banks of all sizes. Arm your management team and staff with the daily financial information they need to make critical decisions that improve performance and profits. Get your hands on the tool our CFOs bring with them when they move to a new bank.

The IBA Advantage 401(k), powered by EPIC Retirement Plan Services, uses a Group Investment Trust which pools the assets of participating plans. This provides scale and purchasing power resulting in reduced pricing of plan administrative services and investments. Full fiduciary protection for a plan sponsor is provided by a 3(38) Investment Manager and a Discretionary Trustee. And, unlike a MEP, each adopting plan operates individually allowing for customized plan design best suited to each employer. Ask us for a no-cost, independent analysis of your current retirement plan to see how it compares to The IBA Advantage 401(k).

For over 26 years, Evolv has been an industry leader in partnering with banks in building their Merchant Program and increasing their non-interest income. We take a fiduciary approach with the bank’s customers, to put them in a more efficient and cost-effective solution, while helping them increase their sales and mitigate risk. Evolv offers a complete menu of payment processing and digital marketing solutions to businesses of every size and type. Evolv’s Merchant Solutions include: Buyer’s Choice (eliminate up to 90% of credit card fees) Non-cash charges, including convenience fees Gift card and loyalty programs Debt repayment solutions Specialized, industry-specific POS systems Contactless smart terminals E-Invoicing, ACH, and online billing Fully integrated with Quickbooks & Quickbooks Online Ecommerce shopping carts Website development Social media and reputation management Paid online advertising Search engine optimization Text message marketing

Your work team and customers deserve the best! Floodplain Consultants (FCI), a flood zone certification provider serving lenders for over 30 years, provides industry leading customer care and accuracy. Since a flood certification is required on most loans, why not partner with FCI and free up staff time to do other meaningful tasks, increase customer satisfaction, reduce the risk of costly compliance problems, and help improve your bottom line? Contact Craig Callahan to set up a FREE TRIAL of their highly sought after services.

We know the importance of having the right insurance coverage for your financial institution. That's where the Illinois Bankers Insurance Services (IBIS) comes in. At IBIS, we understand the unique needs of banks, and we're dedicated to providing top-quality insurance services to meet those needs, protecting your institution, your team, and your customers. We offer a full range of insurance solutions for banks and bankers. This includes Financial Institution coverages, Property & Liability insurance, Workers Compensation, and a menu of Employee Benefits. We understand that every bank is unique, and we'll work with you to create a customized insurance plan that meets your specific needs. At IBIS, we believe that your leading bank deserves leading industry expertise. We're committed to providing the highest level of service and support to our members, and we're dedicated to being your go-to resource for insurance solutions. Contact Adam Walsh today to let us ensure your insurance needs are met.

interface.ai is a market leader providing out-of-the-box Intelligent Virtual Assistant (IVA) that acts as a “personal bank teller” to help customers 24x7 through every step of the journey from being a prospect to achieving financial wellness. interface.ai’s AI-powered call center, where the IVA is available on the call center channel, has been revolutionizing financial institution call centers by transforming the call center from a cost to a revenue center. interface.ai powers several financial institutions across the globe and processes millions of conversations every day. interface.ai enables millions of dollars in ROI for its customers every month.

Over the last five decades, Investors Title has partnered with over 500 financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services. Our partners benefit from reliable, diversified, and profitable revenue streams. Our agency program offers affiliates a reasonable, often superior return on investment for little risk. In addition, regulatory requirements specify standards for both title insurance agents and financial institutions. Our lender-owned title agency model demonstrates a commitment to such standards through ALTA Best Practices and RESPA compliance, focusing on exceptional service and solution-driven products for our partners and customers. The Title Center serves Illinois through its ten branch offices spanning from Quincy in the west, Champaign in the east, Peoria in the north, and Edwardsville in the south.

KeyState offers banks with over $750 million in assets the opportunity to form a wholly-owned captive insurance company through its Bank Captive Program. A captive insurance company or a legally licensed limited purpose property and casualty insurance company can Augment a bank's commercial policies by covering the existing commercial deductible layers; Increase coverage levels on existing policies (excess layers); and Identify and insure other currently unfunded risks where commercial insurance is not available to the bank. Through a captive program, banks can: Improve their enterprise risk management; Better manage unfunded risks; Formalize a self-insurance program; Realize efficiencies and savings related to insurance expenses and loss mitigation; and Take advantage of a small business incentive available under a section of the Tax Code. What makes KeyState's Bank Captive Program different from its competitors? The primary differentiator is our deep knowledge and expertise working with banks and their regulators in evaluating structures and responding to regulator inquiries. The Bank Captive Program is the only captive solution in the country designed and managed for the sole benefit of community banks throughout the United States.

ODP Business Solutions provides world-class service when it comes to purchasing office supplies, paper, toner and other office products including office furniture, print/copy services, custom business forms, stationery supplies, promotional items, lunchroom, and janitorial supplies. This strategic relationship features discounts up to 80% off the manufacturers’ suggested list price, a core list of over 1,300+ frequently ordered, deeply discounted products featuring many high use commodity items and bank-specific products, plus your own customized list of an additional 75 items and 10% off retail published prices (excluding technology products). Employees will have access to many of these same program benefits through the Employee Purchase Program. Register for the Employee Purchase Program today! https://community.officedepot.com/GPOHome?id=49305665

SBS CyberSecurity helps business leaders identify and understand cybersecurity risks to make more informed and proactive business decisions. Since 2004, SBS has been dedicated to assisting organizations with implementing valuable risk management programs and mitigating cybersecurity risks. SBS provides turnkey offerings tailored to each client’s needs, including: Risk management solutions, VmaaS Network Security, Consulting, and Auditing Services Education vCISO partnerships Microsoft 365 Hardening Assessment And more!

SRM (Strategic Resource Management) has helped 1,000+ financial institutions add more than $5 billion of value to their bottom line in areas such as payments, digital transformation, core processing, digital assets, and overall operating efficiency. SRM has lowered costs, created revenue opportunities, increased productivity, and provided a competitive edge for clients in an environment of constant and accelerating change. Visit srmcorp.com for more information and follow us on LinkedIn and X (formerly Twitter) for timely and relevant insights.

UFS, a proud Preferred Vendor of the IBA, is a bank technology outfitter with a simple promise to make technology work for community banks so they can focus on banking. Partnering only with community banks, regulated like a bank, and heavily staffed with former bankers, UFS is accountable for providing purpose-built technology solutions that empower banks to thrive and achieve their own unique goals. Founded in 1991, UFS has been improving efficiency and regulatory compliance, while delivering innovative technology services and solutions. www.ufstech.com Managed IT Services Cybersecurity as a Service IT Regulatory Compliance Regulated Cloud Hosting Advisory Services Infrastructure as a Service Core Banking Digital Banking ...and more!

The Voya Bank Advisory Group works with community and regional banks seeking to enter the broadly syndicated senior loan market. Using Voya's access and support, the bank develops a customized Commercial & Industrial loan portfolio in line with the bank's credit standards and regulatory expectations. The floating rate loans can help manage interest rate exposure and diversify loan portfolios.